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Notice on organizing and carrying out the application for national student loan on campus in 2024

Source: Release Date: 2024-09-25

Dear students,

National student loan is a credit loan provided by the government, financial discount interest and financial institutions to students from poor families in colleges and universities. It helps students from poor families pay tuition, accommodation and living expenses during the school period to ensure the smooth completion of their studies。2024The national campus student loan is undertaken by the Bank of China。The relevant matters are hereby notified as follows:

1. Application conditions

1.Having the nationality of the People's Republic of China and holding a resident identity card of the People's Republic of China;

2.Full-time students, including undergraduate, graduate and second degree students;

3.Be honest and trustworthy, abide by laws and regulations, and have no illegal or disciplinary behaviors;

4.Good personal credit records, no default records, no large commercial loans;

5.Have full capacity for civil conduct(Minors must obtain written consent from their legal guardians and submit their identity cards)

6.Due to the family's financial difficulties, the funds raised are not enough to cover the tuition fees, accommodation fees and living expenses during the study period;

7.No places of origin have been obtained for this academic year信用National student loan eligibility。

2. Application object and amount

1.Students who apply for the national student loan at the campus for the first time;

2.Students who have applied for campus student loans in previous years and need to renew loans this academic year;

3.The amount of loans applied for by full-time college students per year shall not exceed16000Yuan;The amount of loans applied for each full-time graduate student per year shall not exceed20000元。

Third, the handling process

Step 1: Students open an account in Bank of China (students must hold a Bank of China debit card, and the account is valid);

Step 2: Students log in to Bank of China mobile banking to apply for loans and sign the loan contract. Please see the attachment for details1108Date to complete the application in order to12Monthly loans can be made on time);

Step 3: Enrollment confirmation, review of student loan eligibility (Please be sure to participate in the school family financial hardship identification work, notice has been in2024920Published on the day);

Step 4: Loan students who have passed the qualification review sign the loan contract online;

Step 5: Bank of China loans, priority for tuition and accommodation fees and disbursement to the school account, living expenses into the student's own Bank of China debit card, funding business room unified12Monthly payment of tuition and accommodation fees for loan students。

Iv. Special Instructions

    1.Students who have not opened a Bank of China card can go to any branch of Bank of China nationwide to apply, and ensure that the balance of the new bank card is retained at least10元。

    2.Students who apply for the national student loan on campus should ensure that the ID card is valid within the period. Students who are about to expire should go to any branch counter of Bank of China to renew the new ID card in time after applying for it。

    3.For loan related matters, please contact the handling bank of the Bank of China, bank information:

  Handling bank: Bank of China Beijing Science and Technology Exhibition Center branch;

  Bank contact: Manager Zhang;Contact number:010-52786040

  Address: Zhongguancun South Street, Haidian District2Number Yard Digital BuildingA2层。

    4.Campus State student loans need to be applied for every academic year。

    5.When the student signs the contract, the loan amount shown in the contract is"0After the school enrollment is confirmed, the loan amount in the contract will become the real loan amount。

    6.If the loan application is not approved, please pay the tuition and accommodation fees promptly。

    7.After the national student loan is issued, students can check the loan contract in the mobile bank of China。

    8.If the loan is not sufficient to cover tuition and accommodation, please go through it yourselfiIt may be paid in the planning and Finance Department。

    9.Student Financial Aid Office Contact: Ms. Hua, Tel:010-68914669


  Attachment: Bank of China Mobile Banking Operation process (2024版)

Student service center

2024925